You could use an online generator for your terms and conditions, but as the attorneys point out here, that is probably not your safest option.
In my experience, there are a few reasons why generic terms and conditions are not ideal. The first is that they don’t always fit correctly. Terms and conditions in the macro basically will say the same types of things in somewhat similar ways. But, in the micro, their specificity can be crucial. So, it is important to write your terms and conditions specifically for your situation.
The second reason that generic terms and conditions are not ideal is that they may be incomplete. You have already planned to address this problem by adding your own paraphrased investment disclaimers. However, by not specifically making up your own, you are basically just doing the same thing as the online generator.
I suggest that you speak with an attorney about your terms and conditions. It is a relatively simple task for an experienced attorney so it may not be as costly as you think. At LawTrades, our attorneys have experience writing terms and conditions for all types websites and blogs. Visit ourto see how we can help you!