You’ve received several insightful answers about the typical beneficiary process if you do not have children or spouse. However, the point that you should consider is that you have a choice right now as to who will be a beneficiary to your estate. You don’t have to wonder if you simply do a bit of estate planning. If you don’t have an individual(s) in your life that you would like to name as a beneficiary, there are other solutions you can look into (such as donating to a charity or some other entity of your choosing). You can have the peace of mind that you deserve if you look into estate planning now.
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