What you need to know is that this is not a DIY project, so you’re off to a great start just by asking this question. T&Cs are designed to protect your customers’ privacy, reduce your exposure to liability, shield your intellectual property (IP), inform about limitations and warranties, and disclose conflict resolution procedures. You need T&Cs that are going to cover your business, not someone else’s.
Good luck and feel free to check outto create an affordable custom drafted terms and conditions using experienced attorneys. Also PM me with any additional questions you have about T&Cs or privacy statements.