When to use Request to Remove Credit Freeze
An individual’s credit score is a precious asset. A good credit score can help an individual secure housing, favorable lending terms for all kinds of loans, certain types of employment and other valuable commodities. As a result, it is important to safeguard your credit score from being compromised by inaccurate information, unauthorized charges and/or identity theft. If you were a victim of identity theft and opted to place a freeze on your credit report, you took an important step towards protecting your personal information and the integrity of your credit score. But perhaps enough time has passed now that you are again in need of an active credit report. Perhaps you need a third-party to view your score or you simply want your report to reflect recent financial activity on your part. Submitting a formal request to remove credit freeze form can help you to regain an active credit status. Just make sure to submit individual forms to each of the three major credit bureaus if you requested a freeze from all three.
If you have requested that a freeze be placed on your credit report but you are now ready to have that request lifted, you may use this formal request to remove credit freeze form in order to accomplish that task. Removing a freeze on your credit score is as relatively straightforward as it is to place a freeze on your credit score in the first place. It is simply important that your request is completed and filed properly. Using this template will help you to ensure that all of your bases are covered as you seek to make your credit report active again.
Request to Terminate Credit Freeze Form
Request to Discontinue Credit Freeze Form
Request to Resume Active Credit Report Status Letter
Request to Lift a Credit Freeze