Use this response to payment request to explain why a payment has or has not been made.
- Challenging or denying a request for payment.
- Providing documentation explaining the facts and circumstances surrounding a late payment.
Some of us may find ourselves in the unfortunate situation of being behind in our bills. Whether due to the loss of a job or unanticipated expenses, we can all fall short of making enough to cover all of our commitments. Rather than leaving your creditors in the dark, consider sending this response to payment request if you find you cannot make a payment when due.
If you are behind on a payment, this document will help you explain why you haven’t made a payment and give creditors an idea of when and in what amount they can expect to be paid. Responding to creditors in a timely manner can help you to avoid negative marks on your credit and may even open up negotiations for revised credit terms that can help you get up to date on your account.
Alternatively, you can use this response to payment request form to create a document challenging the validity of a payment request you have received. For example, if a contractor who did work on your roof submits a payment request to you, but your records show you have paid in full, you can use this document to politely decline the request.