Act as a strategic partner to our business team to draft, review and negotiate on commercial agreements relating to the acquisition and servicing of various asset classes, primarily unsecured consumer loans and auto loans.
Analyze and structure complex partnership and partnerships programs.
Stay on top of regulatory developments for banking/consumer credit laws and structuring partnership transactions, and advise the business team on new risks and opportunities.
Provide any other legal or non-legal support that the business requires.
A qualified attorney in the United States (preferably NY or CA)
6+ years experience in US law firm and/or in-house, though the right candidate could have significantly more experience
experience with fintech – bank partnership origination models and MPL/market place lender type of assets
experience in asset sale and finance experience of consumer credit assets in the US
Significant experience with various asset acquisition structures and related documentation.
Significant experience negotiating purchase and servicing agreements for consumer credit assets (unsecured loans, auto loans, credit cards, point-of-sale, etc.)
Familiarity with US consumer credit/lending legal and regulatory regimes, including FCRA, GLBA, TILA, etc
Excellent drafting of contracts and advice with minimal support from external counsel
The ability and flexibility to work long and flexible hours based on the company’s needs
Excellent judgment and initiative in developing creative, practical, and effective solutions, using a business-first approach